Quirindi CWA is concerned that the length of the drought may outstretch donations coming in for the Liverpool Plains.
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The CWA has received more than $250,000 in donations and has distributed more than $190,000 so far.
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"The biggest concern at present is to stretch the cash and hope the rain comes before the money runs out," CWA member Colleen Wills said.
"However, once it rains, the financial drought will remain for years to come."
The donations have been distributed throughout the Liverpool Plains shire in the form of family packages and payment for products and services including motor vehicles services, optometry, tyres, plumbing, and engineering.
Almost $14,000 has flowed through pharmacies to pay for prescriptions and more than $17,000 through agricultural businesses for products such as dog feed, pellets and nutrition blocks. Optom
"The branch is delighted to be in partnership with local businesses in providing support to those hurting," Mrs Wills said.
The CWA has also used funds to allocate $17,000 worth of educational grants to local students for primary, high school and tertiary students.